It’s the holiday season, which means that everyone is shopping online for fantastic bargains and great deals. Some retailers had more people shopping online than in stores this year. But more people shopping online means that there are more chances to get your information stolen. So how can you shop safely online while keeping data protection in mind? You can’t risk having your identity or credit card information stolen. According to financial experts, these tips will help you make sure that your information is safe while you’re searching the Internet for amazing deals.
Watch Your Apps
There are a huge number of discount apps that claim to collect the best deals from popular websites, then put them in one place for you. But not all of those apps are safe. Some are scams, and some just don’t have the necessary security for data protection if you process your credit card information through the app. One way to prevent this is to shop through the retailer’s website instead of the app when you find a deal. Another way to prevent getting your information stolen is to only download apps that are in the Google Play Store and Apple App Store. Don’t use apps that you can’t download from these trusted, reputable sites.
Don’t Click On Email Links
Phishers are always getting better. You might receive an email that looks exactly like one you’d get from one of your favorite stores. But when you click on the link in the email, it might be fraudulent. So if you don’t recognize the sender, don’t click on any links or special offers in emails. Instead, go right to the retailer’s website by typing the address directly into your browser. You can still access legitimate deals that way without leaving yourself open to phishing.
Don’t Save Your Credit Card Information
It’s a pain to be constantly typing your credit card into different sites, isn’t it? But it’s a hassle that really helps with data protection. It’s tempting to save your payment method on your favorite store’s site, making it easier and faster to shop. But if that site is hacked, your personal and credit card information could be stolen. That’s why it’s much better to just manually type in your card number each time. Major retailers like Target are frequently dealing with data protection issues, because they keep getting hit by scammers trying to steal customer and financial information. Don’t put yourself at risk.
Use Gift Cards
If you’re really worried about protecting your financial information when you’re shopping online, you should get a prepaid Visa or American Express gift card. You can preload funds on the cards and use them to shop safely online. Because these cards have no line of credit, they limit any potential damage if someone steals your card number.